Select Plan

Zero deduction advantage for those wanting to save more for their future and reach bigger dreams!

You are at the right place if you are looking for a continuous way to secure your future! Choose Select Plan to benefit from zero deductions.

Contribution: Options to pay a monthly contribution of TRY 1.210 or a starting capital of TRY 24.178 and monthly contributions of TRY 310

Advantages

Zero management fee deduction!

When you choose Select Plan, you can take advantage of zero management fee deductions.

Different payment options

You have two options with Select Plan. You can choose to save either by paying a monthly contribution of TRY 1.210 or TRY 24.178 of starting capital and TRY 310 monthly contributions.

No payment upon entry

You do not have to pay any entrance fee upon entry.

TRY 100 from you and TRY 25 from the state

25% state contribution is one of the unique advantages of the Private Pension System. In private pension system, every TRY 100 you pay becomes TRY 125.

Retirement with the most bonus points!

You can transfer the bonus points you’ve collected in your Bonus Card, to your private pension account to save even more.

Flexibility to change plans and fund distribution

You can change your private pension plan 4 times each year to invest your savings in another plan you believe to suit you better. Moreover, you can determine which funds to invest your savings and change the fund distribution 6 times in a year.

You control the payments

Private pension plans offer flexible payment options. You can increase your monthly contributions, reduce it to the minimum contribution level of your pension plan and even halt your payments, any time you want.

Important Details

Deferred Entrance Fee

We certainly don’t want to see you go, but should you leave the system or transfer your agreement to another provider in the first 5 years, the total management service fee (Gross Minimum Wage * 8.5% * 5) we had withheld for the 5 years will be charged out of your overall savings at the time of exit, as the exit fee.

Management Fee

In cases an amount equal to the overall minimum contribution figure payable through a year (minimum contribution figure for the plan * 12) is left unpaid, 4.25% of the gross minimum wage as announced during the calendar year shall be deducted off the savings at the beginning of the second year of the contract, as management fee. On each year of the contract, the relevant plan will be checked with reference to the current minimum contribution figure; the said deduction will remain applicable in subsequent years as well, in case the payable amount is left unpaid.