Get Life Insurance with Premium Refund from Garanti Emeklilik, and secure yourself and your loved ones against the unexpected risks of life. To boot, in cases the risk does not occur by the end of the policy period, you can get a refund on your premiums for life coverage.
*In case of failure to pay the premiums during the first year of the policy, following the expiration of the right of withdrawal, you will be deemed to have not performed the premium payment obligation under the policy, and your policy shall be terminated. No refund shall be given in such case.
See table below for the annual deduction rates.
||Surrender deduction rate
You can enjoy the tax advantage offered in the system as your life insurance continues to provide coverage.
You can deduct the following portions of the premiums you have paid, out of your income tax basis, up to the annual figure of gross minimum wage.
For detailed information, please call our call center 444 0 336 or you can visit a Garanti BBVA branch.